Pick n Pay Financial Services

Pick n Pay Financial Services is part of the Pick n Pay Group. Pick n Pay was established in 1967 as a prime retail outlet in South Africa. Today, Pick n Pay stands as the second largest supermarket chain store in the in South Africa with an extended business footprint in other nations around Southern Africa such as Botswana, Mozambique, Zambia, Zimbabwe, Lesotho, Namibia,Mauritius etc.

With such an extensive retail network and huge clientele, it’s not surprising then that Pick n Pay ventured into the provision of financial services. One of the thriving products coming out of financial services are the RSA Retail Savings Bonds.

The RSA Retail Savings Bonds offers clients the opportunity to invest in accessible, affordable, secure and risk free investment bonds. By law, the South African Reserve Bank has endorsed the reduction of the cheque item limit from R5 million to R500,000. This is a risk reduction measure to combat the excessive fraud committed in the use of cheques, whether personal or bank guaranteed. These bonds come with fixed as well as inflation linked rates. Under fixed rates, 2 year fixed rate percentage is at 7.25%, 3 years is at 7.75% and 5 years is at 8.25%. Under the inflation linked rates, 3 year inflation rate is at 1.00%, 5 years is at 1.25% and 10 years is at 2.25%.

The RSA Retail Savings Bonds are indeed providing the right avenue to invest for secure retirement. Prospective clients can register for this product on 0123155888.

Gumtree loans for people under debt review

Get access to a loan quickly and conveniently, with Gumtree Loans. You can get a loan for up to R40,000 and loan periods are between 3 months and 42 months.

Gumtree Loans are personalized to your individual profile and needs. We consider you, your needs and your budget and offer you a deal suited specifically for you. With our Access Loan, you will also have access to insurance cover that will pay off your loan if you pass away or become disabled.

Get your loan here

RCS Car Finance

RCS Vehicle Finance helps you with a cash loan to purchase vehicles which .traditional banks would not approve.Get Instant cash loan of up to R100 000 which you can use to purchase a car.With 12-60 months to pay and cash deposited within 24 hours. Its a paperless process with no queues.

Unlike a home, a car loses value over time so it’s best to pay as much as possible upfront so you don’t spend too much on monthly payments. No matter if you’re trading in or starting from scratch, we’ve got more helpful tips for buying a car on a budget.


  1. Decide between new and used. Both have their pros and cons. A demo model can also be a cost-effective solution depending on what it’s been used for.  If you go for used, make sure it gets checked out by a qualified mechanic first.
  2. Get a pre-approved RCS loan first. You will feel much more confident negotiating a good price if you know you have the money behind you.
  3. Be a savvy negotiator.  Car salesmen hoping to make their targets near the end of the month may be more willing to negotiate. Buying a car just before a new model is about to be launched could also result in a good price as dealerships try to get rid of current models. Use quotes from different dealerships as a bargaining tool. If you don’t know much about cars, bring someone with you who does.


Buying a car is a big commitment but with these tips and an <RCS loan> you can get from A to B in no time at all.

Capitec Bank Multi Loan

A  Capitec Bank Multi Loan is a monthly loan  designed for  daily needs or emergencies, reviewed every 12 months at a branch. You can get any amount up to R100 000 with a free credit life insurance on those between 6 to 48 months. Furthermore the cash is available immediately after approval. If you are a client of this Bank and your salary is deposited here you can qualify for lower interest rates. If you pay on a monthly basis you can qualify for 1 – 48 month loans and those on a weekly basis for 1 – 12 month ones.

  • Interest and fees are only charged on the funds that you advance. So if you are approved for a R3000 Multi Loan and you advance R500 while out on the town, you will only pay interest and fees on the R500. Clients can use their Capitec  Global One cards to draw the cash at retailers or ATMs, or swipe their card at retailers to make card purchases. Remember, clients pay ZERO FEES for debit card purchases.
  • Your  Capitec Bank Multi Loan is repayable each month. This means that anything you use (i.e. the advance) must be settled at the end of the month.
  • Transfer money to your transaction/savings account using our ATMs, Mobile Banking or Internet Banking
  • Interest and fees only charged on money transferred
  • Repayable in full each month

Apply for  your quick personal loan here

Capitec Bank Temporary Short Term

Apply for a Capitec Bank Temporary Short Term Loan and get convenience of any amount depending on your credit profile and affordability. With free retrenchment and death cover you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered.

  • Apply in A Capitec Bank  branch – approved in minutes, cash available immediately
  • Apply online – we’ll get in touch and once approved, cash will be available immediately
  • Amount based on your credit profile and affordability

You must be your current employer for longer than 2 months and be earning a salary and not just commission, and not self employed.

Finchoice Contact Details

Finchoice, a member of the Homechoice group offer quick short and long term loans. To contact Finchoice, use any of the methods below.

tel: 0861 346 246


SMS “LOAN“ to 083 8555 700
and we’ll call you back

Register: *130*1048#

KwikServe: *120*1048#

Address: 78 Main Road, Wynberg, 7800

Postal: Private Bag X50, Claremont, 7735

Fax: 021 680 8260

FinChoice call centre hours
Monday – Friday 08:30 – 19:45
Saturday 08:30 – 17:00
Sunday 09:00 – 14:00
Public holidays 08:30 – 13:00

Bayport Cellular

Bayport Cellular have affordable Cellphone Contracts with the latest cellphones. Whether you need an entry level phone, Blackberry to iPhones and latest tablets, Bayport Cellular Contracts just have the cellphone to fit your affordability.

Call Bayport Cellphone Contracts  on 0861 550 555 and a friendly agent will assist you with your quick and easy application. Bayport Cellular is a division of Bayport Financial Services 2010 (Pty) Ltd.

Apply for your Cellphone Contract Here

Loans for Government Employees in South Africa

Whichever government department you work, we are able to assist.Get a Government Loan now of up to R250,000 with an easy online application process. It Takes 48 Hours to Approve

Consolidation Loan for Government Employees(Get one big Loan, pay off all your other Small loans and or Credit cards and just pay one affordable Installment per month), Credit Card for Government Employees, Payday Loan for Government Employees.

Apply for your loan here


www.legalloans.co.za Get instant short-term financial solutions now with Legal Loans and get up to R150,000. With more than 80,000 satisfied clients, the company has carved out a name for itself by arranging suitable money lenders and brokers for those looking for quick loans between R2,000 and R150,000. Its expertise extends to offering avenues of financial assistance for students, homeowners, private renters, and tenants.

Legal Loans, through its Paralegal Protection Plan priced at just R350, provides exclusive telephonic consultation with expert attorneys and advocates for a period of 12 months. With ample knowledge in offering legal protection services, its experts assist people facing prospects of defaults, court judgments, poor credit rating and repayment arrears or have a history of credit problem. Its paralegals assist landlords, tenants, workers or anyone in legal tangles successfully withering through disputes and clinching favorable judgement.

Contact Legal Loans

Website: www.legalloans.co.za


Get your loan here

Capitec Bank Multi Loan

A  Capitec Bank Multi Loan is monthly loan for your daily needs or emergencies, reviewed every 12 months at a branchCapitec Bank Multi Loan application can be done in one of the many Capitec Bank Branches accross South Africa.

  • Get up to R4 000 in minutes, any time or place
  • Transfer money to your transaction/savings account using our ATMs, Mobile Banking or Internet Banking
  • Interest and fees only charged on money transferred, Check the Capitec Bank Loans Table
  • Repayable in full each month