A Capitec Bank Multi Loan is a monthly loan designed for daily needs or emergencies, reviewed every 12 months at a branch. You can get any amount up to R100 000 with a free credit life insurance on those between 6 to 48 months. Furthermore the cash is available immediately after approval. If you are a client of this Bank and your salary is deposited here you can qualify for lower interest rates. If you pay on a monthly basis you can qualify for 1 – 48 month loans and those on a weekly basis for 1 – 12 month ones.
- Interest and fees are only charged on the funds that you advance. So if you are approved for a R3000 Multi Loan and you advance R500 while out on the town, you will only pay interest and fees on the R500. Clients can use their Capitec Global One cards to draw the cash at retailers or ATMs, or swipe their card at retailers to make card purchases. Remember, clients pay ZERO FEES for debit card purchases.
- Your Capitec Bank Multi Loan is repayable each month. This means that anything you use (i.e. the advance) must be settled at the end of the month.
- Transfer money to your transaction/savings account using our ATMs, Mobile Banking or Internet Banking
- Interest and fees only charged on money transferred
- Repayable in full each month
Apply for your quick personal loan here
Apply for a Capitec Bank Temporary Short Term Loan and get convenience of any amount depending on your credit profile and affordability. With free retrenchment and death cover you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered.
- Apply in A Capitec Bank branch – approved in minutes, cash available immediately
- Apply online – we’ll get in touch and once approved, cash will be available immediately
- Amount based on your credit profile and affordability
You must be your current employer for longer than 2 months and be earning a salary and not just commission, and not self employed.
Are you sitting with no money after paying all your accounts? Are debt collectors harassing you? Unaffordable family needs getting you down? We have a solution just for you. We want you to live comfortably from your salary & free you from your vicious cycle of endless debt You are familiar with Personal loans, Consolidation loans, Blacklisted loans, etc Its time you try a SOLUTION LOAN The key to the shackles of debt You will not be placed under DEBT REVIEW OR ADMINISTRATION THIS WILL PAVE THE WAY TO A MORE ..
Once you take the first step by registering with us, we will immediately contact each of your creditors, individually, and let them know that we are in the process of clearing your name of any judgments with the local credit bureaux, and also let them know of your interest in settling your outstanding debt with them. Negotiating and reaching a settlement usually takes several phone calls and communication between us and the creditor and yourself. Throughout the program, we communicate with your creditors, on your behalf, andyou will no longer be dealing with burdensome phone calls and letters from your creditors. Our main goal as it is our company’s mission statement is to clear all judgments that you might have. We work only for our clients; not for the benefit of the creditors. It is the first step to becoming financially secure, and debt settlement may be your best option.We’re confident and our experience has shown that this is the best solution for many blacklisted consumers. However, we also fully understand that our debt negotiation and our credit clearance service is not for everyone, so let us give you an analysis and see if you qualify, and find out whether the service we provide is right for you. If our services aren’t eligible for you or doesn’t fit your situation, we’ll even go out and find and refer you to a company that can better service your needs.